Changes in your life can have financial implications
If something changes in your life, it can affect your income and expenses. This article tells you when you need to take care of what.
Financial implications if your residence permit stops or expires
If your residence permit stops or expires, so does your entitlement to benefits, allowances and study financing. If you do not have a residence permit, you are not allowed to work for pay. Make sure you apply for a new residence permit in time when your current one expires. Most residence permits can be applied for with your DigiD via the IND website.
If you need help applying for a new residence permit, VluchtelingenWerk Nederland offers help and advice. This way you can be sure you are applying for the right residence permit.
Financial implications in the case of family reunification
If your partner, child or both come to the Netherlands, a lot will change in terms of your financial situation. If you receive benefits, this will have to be converted into a family benefit. If you receive study financing, your partner will have to apply for a benefit from the municipality. If your minor children have come to the Netherlands, you can apply for child benefit and child budget.
VluchtelingenWerk Nederland can help you arrange everything, but if the residence permits are in order and everyone has a
Financial implications when you move in together or get married
If you and your partner both have benefits, you must tell the municipality when you start living together or get married. The benefits will then be converted into benefits for two people. If one of you does paid work and the other receives benefits, the benefits will probably be stopped. This depends on the income of the person who is working.
When you get married, you and your partner automatically become allowance partners. Both your incomes will be looked at. As a result, the allowance you receive may be lower or higher. Or even be stopped if you earn too much money together. If your allowance changes, you will be notified by the Dutch tax authorities.
When you start living together, you and your partner are not automatically allowance partners. However, the rental allowance is calculated based on your joint income.
Financial implications if you get divorced or separate
If you are no longer living together or getting divorced, your allowances will likely change because you no longer have an allowance partner. In addition, if you have children, you may have to pay child support. This is an amount you give to your partner each month for the cost of raising your child(ren).
If your ex-partner leaves the home, report this to the municipality. The municipality in turn passes this information on to the Dutch tax authorities.
Financial implications when you become a father or mother
If you live with your partner, but you are not yet an allowance partner or if you have a child together, you will automatically become an allowance partner. This affects your allowances.
If you have a child, you can apply for child benefit. If your income is not too high, you may also be entitled to child budget. You usually get this automatically.
If you receive rental subsidy, the birth of your child may affect this. The municipality will inform the Dutch tax authorities of the birth of your child. They will then recalculate your rental subsidy.
Financial implications if you stop working
If your employment contract is not renewed and you have worked for more than 6 months, you can apply for unemployment benefit from the UWV. If you have worked for fewer than 6 months or worked very few hours per week, you can apply for benefits from the municipality. If you were already receiving benefits from the municipality, but also had paid work, inform the municipality that you have stopped working. The municipality will then see if the amount of your benefits can be increased.
Financial implications when you go to university
If you are going to study in the Netherlands, you can apply for study financing. You will then receive a basic grant. This is money from the government with which you can pay (part of) your study costs. The amount of your study financing depends on your living situation. If you live on your own you will receive more money than if you live at home with your parents.
If your parents can contribute little or nothing to your studies, you may be able to get a supplementary grant.
You can apply for a study loan with your DigiD from the
When you start studying, you are often also entitled to a public transport card. This is a student travel product for students. With this you can travel for free during the week or at the weekend. You can apply for the student travel product with your DigiD at DUO. You will also need a public transport card for this.
Financial implications if you drop out of university
If you have decided you want to quit your education or studies, stop your study financing and student travel product. This is because if you are no longer studying, you are no longer entitled to this. If you still use your study financing or student travel product, you will have to pay this money back later. In addition, you will often be fined.